Young child takes first steps while holding on to mom's hands.

Savings

The secure and smart way to earn interest and still have convenient access
to your funds.
  • MUST have a Kasasa checking account. Please call a Customer Service Representative to open a Kasasa Saver account
  • Earn High Interest on Your Savings
  • Minimum $25.00 deposit to open account
  • Earn 0.75% APY* on all Kasasa Saver balances up to and including $20,000.00 and 0.25% APY* on balances over $20,000.00, depending on the account's daily balance.
*Annual Percentage Yield
MINIMUM DEPOSIT TO OPEN $200
SERVICE CHARGE None with minimum balance of $200, or if other deposit accounts total average daily balance exceeds $5,000. Otherwise $5 per month.
INTEREST BEARING*
Interest rates increase with
savings each tier:**
Tier 1-$200 to $9,999.99
Tier 2-$10,000.00-$39,999.99
Tier 3-$40,000 and above.
WITHDRAWALS & TRANSFER Three per monthly cycle at no charge. $3 for each additional withdrawal.
SERVICE FEE $5 if account closes within 60 days.
EXTRAS
MINIMUM DEPOSIT TO OPEN $5
SERVICE CHARGE None
INTEREST BEARING*
Yes with collected balance of $25**
WITHDRAWALS & TRANSFER One per monthly cycle at no charge. $3 for each additional withdrawal.
SERVICE FEE $5 if account closes within 60 days.
EXTRAS  A parent or guardian must be listed on the account as co-owner.
MINIMUM DEPOSIT TO OPEN $2,500
SERVICE CHARGE None with minimum balance of $2,500 otherwise $8 per month.
INTEREST BEARING*
Yes with collected balance of $2,500. Interest is credited and compounded to the
account monthly.
WITHDRAWALS & TRANSFER Three debits at no charge, $2 for each additional withdrawal. 
Limit 6 per monthly cycle.
SERVICE FEE None
EXTRAS
 For your convenience, the bank will keep digital copies of your
paid checks.












Fixed Rate Certificates of Deposit and IRAs are available for terms of 3 months to 60 months, $1000.00 minimum deposit. Interest is compounded annually.
 
Take advantage of tax-deferred growth on your retirement savings by investing in a Commercial Bank Individual Retirement Account (IRA). We offer IRA terms from 1 year to 5 years with competitive interest rates.
 
Variable rate IRAs are available only for terms of 18, 36 and 60 months. These certificates may automatically renew at the rate in effect on the renewal date. The rate may change after the account is opened.
 
  • PLEASE NOTE THERE ARE SUBSTANTIAL PENALTIES FOR EARLY WITHDRAWAL.
  • FEES CAN REDUCE EARNINGS.
Our locations have the security you need with safe deposit boxes. Boxes range in size from 2x5 to 10x10. Please call for availability and pricing.

Parsons
1901 Main
1821 Main

Oswego
501 Commercial

Erie
222 S Main

Independence
501 N. Pennsylvania

Chanute
1315 S. Santa Fe Ave

Coffeyville
105 E. 9th


 * Safety Deposit boxes are not FDIC insured.