Personal Savings

FREE Kasasa Saver

Earn High Interest on Your Savings

Earn 0.75% APY* on all Kasasa Saver balances up to and including $20,000.00 and 0.25% APY on balances over $20,000.00, depending

 

Kasasa Cash & Kasasa Saver for Cash 

 

Kansas Cash Back & Kasasa Saver for Cash Back

 


 

Statement Savings Account 

Minimum Deposit of $200.00 to open the account.

No Service Charge with a minimum balance of $200.00, or if other deposit accounts total average daily balance exceeds $5,000. Otherwise, the Service Charge is $5/mo.

Rates increase with each tier:**

$200 to $9,999.99
$10,000 to $39,999
$40,000 and above

**Interest is credited and compounded quarterly on the last day of March, June, September and December.

Withdrawals & Transfers allotted three per monthly cycle at no charge, $3 for each additional withdrawal.

Service Fee of $5.00 is charged if account closes within 60 days.

 


 

Young Savers Club (Up to age 21)

Minimum Deposit of $5.00 to open the account.

No Service Charge.

Interest bearing with collected balance of $25.00 **

**Interest is credited and compounded quarterly on the last day of March, June, September and December.

$200 to $9,999.99
$10,000 to $39,999
$40,000 and above

Withdrawals & Transfers allotted three per monthly cycle at no charge, $3 for each additional withdrawal.

Service Fee of $5.00 is charged if account closes within 60 days.

A parent or guardian must be listed on the account as co-owner.

 


 

Money Market Account

Minimum Deposit of $2,500 to open the account.

No Service Charge with a minimum balance of $2,500.00, otherwise the Service Charge is $8/mo.

Interest bearing with collected balance of $2,500. Interest is credited and compounded to the account monthly.

Withdrawals & Transfers allotted three debits at no charge, $2 for each additional withdrawal. Limit 6 per monthyl cycle.

No Service Fee

For your convenience, the bank will keep digital copies of your paid checks.

 


 

Health Savings Account

Minimum Deposit of $100.00 (and $10 set up fee).

No Service Charge is $2 per month regardless of balance with e-statements. $4 per month if bank mails statement.

Interest rates vary with each tier:

Tier 1 = $0.00 to $999.99
Tier 2 = $1,000 to $4,999.99
Tier 3 = $5,000 and above

Withdrawals & Transfers are unlimited, HSA debit card at no charge.

Service Fee of $25.00 transfer/closing fee.

Must be enrolled in a qualified high deductible health insurance plan to contribute to an HSA. Contributions are tax-deductible. (Some restrictions apply, see bank for details.)

 

 


 

Certificates of Deposits and IRAs

Fixed Rate Certificates of Deposit and IRAs are available for terms of 3 months to 60 months, $1000.00 minimum deposit. Simple interest is paid by check, credited to another account, or compounded to the certificate. Variable rate IRAs are available only for terms of 18, 36 and 60 months. These certificates may automatically renew at the rate in effect on the renewal date.

PLEASE NOTE THERE ARE SUBSTANTIAL PENALTIES FOR EARLY WITHDRAWAL.

 


Safe Deposit Boxes

Our locations have the security you need with safe deposit boxes. Boxes range in size from 3x5 to 10x10. Please call for availability and pricing.

Parsons

1901 Main
1821 Main

Oswego

501 Commercial

Erie

222 S Main

Independence

501 N. Pennsylvania

Chanute

1315 S. Santa Fe Ave

Coffeyville

105 E. 9th

Caney

108 S. McGee